Colorado PreLicensing Requirements 

Individual Resident Producer Requirements

To qualify for a resident Colorado state insurance producer license, the applicant must satisfy the following requirements:

• Be a resident of Colorado
• Be 18 years of age or older
• Be trustworthy, competent, financially responsible, and of good personal and business reputation
• Complete an approved prelicensing course of study (see prelicense requirements below)
• Pass a written examination and file a license application
• Disclose on the licensure application all insurance licenses that have been previously revoked, denied, or suspended

PreLicense Education Requirements (PLE)

Applicants must complete 40-hours of approved prelicense education (PLE) for each major line of authority (LOA), and 10-hours of Colorado specific training.  An applicant seeking a Colorado Life, Accident, and Health insurance license, must complete 80-hours of approved prelicense education and 10-hours of Colorado specific training.  The 10-hour Colorado specific training includes: 3-hours of Principals of Insurance, 3-hours of Ethics, and 4-hours of Legal Concepts and Regulations.  See below for license specific PLE requirements in Colorado:

• Colorado Life Insurance 50-Hour PLE Requirement: 40-hours of approved prelicense education and 10-hours of Colorado specific training
• Colorado Accident and Health Insurance 50-Hour PLE Requirement: 40-hours of approved prelicense education and 10-hours of Colorado specific training
• Colorado Life, Accident and Health Insurance 90-Hour PLE Requirement: 80-hours of approved prelicense education and 10-hours of Colorado specific training

State Candidate Handbook

Before making an exam reservation Applicants should thoroughly review the State of Colorado Licensing Candidate Handbook , which contains the exam content outlines and important information regarding eligibility and the examination and licensing application process.

PLE Course Delivery

• Per Colorado PLE requirements, applicants are required to complete all of the lessons in the prelicense education course sequentially before they can be issued a certificate of completion.

PLE Course Exam

• Passing Score: Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.
• Exam Proctor Requirements:  PreLicense.com final exams must be monitored by a disinterested third party. Proctors must not serve for examinations of family members, relatives, or dependents; employers or supervisors; employees or subordinates; partners, joint ventures, co-owners, or business associates; or for anyone in whom the proctor or instructor has an economic or other interest in assuring the successful outcome of the examination.

Certificate of Completion

PreLicense.com provides online, printable certificates of completion in Colorado.  An applicant must meet Colorado’s PLE requirements before a certificate of completion is issued.

IMPORTANT: The licensing candidate must take the initial examination within 12 months of completing the PLE course.  If a passing exam score is not achieved by the end of the 12 months, applicants will have to retake the PLE course, and earn a new certificate of completion.

State Reporting Requirements 

Prelicense.com reports PLE course completions electronically to Sircon daily.

State Licensing Exam

IMPORTANT: When making a licensing exam reservation, applicants will be required to provide their provider school code number.  PreLicense.com's Colorado provider school code number is65639.

Methods of Registration

• Register Online: Click here to register for the state licensing exam online (must register at least 1 business day in advance)
• Register by Phone: 800-274-2616 (must register at least 1 business day in advance)
• Register by Fax:  Fax your exam registration form to 888-204-6291 (must register at least 4 days in advance)
• On-site registration is not allowed

Materials Needed to Present at Exam Site

Candidates must present two (2) forms of current signature identification. The primary identification must be government-issued and photo-bearing with a signature and the secondary identification must contain a valid signature. Identification must be in English.

• A failing score report is required for exam retakes.
• Exam confirmation number (issued upon scheduling the exam).
• Colorado prelicense education provider number

Testing Sites, Fees, and Schedules

• Testing Sites: Click here to view a list of testing centers in Colorado
• Exams and Fees: A list of Insurance License Exams and exam fees can be found on the back cover of the State of Colorado Licensing Candidate Handbook

State Exam Passing Score

Applicants must pass the state licensing exam with a 70% or higher to file a license application.

Exam Retakes

Candidates who fail one (1) portion of the exam and pass the other need only retake the portion that they failed and do so within one (1) year of passing the first portion in order to pass the entire exam. If the candidate does not pass both portions within one (1) year, he/she must retake the entire examination.

License Application Process

Ways to Apply

Click here to submit your license application online.  A list of the current fees can be found in theState of Colorado Licensing Candidate Handbook on page 16.

Materials Needed to Apply

If you answered “yes” to any of the screening questions on the online license application, please fax or mail the required documentation (will be specified in license application) to the following:

Pearson VUE/Colorado Division of Insurance
3131 South Vaughn Way, Suite 205
Aurora, CO 80014
Fax: 303-733-9507

Fingerprinting Process

There are no fingerprint requirements in Colorado.

Additional Information

The Colorado Division of Insurance requires that providers furnish candidates with the following information: Colorado Pre-Licensing Information.

New Resident Producer Requirements

New residents who still hold an active license in their previous home state will not be required to complete prelicense education or take the insurance license examination as long as:

• Applicant holds a resident insurance license in another state within 90  days prior to submitting a Colorado license application
• The license being applied for is the same line of authority as in the previous state.

License Application Process

Click here to submit your license application online.  A list of the current fees can be found in theState of Colorado Licensing Candidate Handbook on page 16.

Materials Needed to Apply

If you answered “yes” to any of the screening questions on the online license application, please fax or mail the required documentation (will be specified in license application) to the following:

Pearson VUE/Colorado Division of Insurance
3131 South Vaughn Way, Suite 205
Aurora, CO 80014
Fax: 303-733-9507

Fingerprinting Process

There are no fingerprint requirements in Colorado.

Nonresident Producer Requirements

Nonresident license candidates may obtain a Colorado agent license, without having to complete the prelicense education requirement or take a license examination, as long as they are currently licensed as a resident and in good standing in their home state.

License Application Process

Click here to submit your license application online.  A list of the current fees can be found in theState of Colorado Licensing Candidate Handbook on page 16.

Materials Needed to Apply

Upon completing the online application additional information may be required if you answered “yes” to any of the screening questions.  Such documentation should be mailed or faxed to:

Pearson VUE/Colorado Division of Insurance
3131 South Vaughn Way, Suite 205
Aurora, CO 80014
Fax: 303-733-9507

Fingerprinting Process

There are no fingerprint requirements in Colorado.

State-Required Product Training

Your state has special training requirements in order for licensed agents to sell the following products:

Annuity Training: All producers licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours prior to selling, soliciting, or negotiating such.

Long-Term Care: Before selling LTC policies in Colorado producers must complete 16 hours of state approved LTC training.  Part 1 of the 16 hours shall consist of 8 hours on general LTC, which can be taken online self study or in a classroom, and Part 2 shall consist of 8 hours specific to LTC partnership, which must be taken in a classroom.

Purchasing State-required Product Training with your exam prep course from the PreLicense.com catalog will allow you to take one of the special training requirement courses from WebCE. Additional fees for state filing, books or shipping may apply at the time you register to begin taking the product training course.

Click here for more information regarding state-specific product training.

Contact Information

Colorado Division of Insurance
1560 Broadway, Suite 850
Denver, CO 80202
Phone: (303) 894-7499
Fax: (303) 894-7455
Web Site: http://www.dora.state.co.us/insurance/

Pearson VUE
Phone:  (800) 274-2616
Web Site: www.pearsonvue.com/co/insurance

The licensing information presented here is a brief summary only and is not intended to be comprehensive or complete. We urge you to check with your state's insurance department for complete and current information about its licensing rules and requirements.