Maryland PreLicensing Requirements

Individual Resident Producer Requirements

To qualify for a resident Maryland state insurance producer license, the applicant must satisfy the following requirements:

• Be 18 years of age or older
• Maintain principal place of residency or business in Maryland
• Complete an approved prelicensing course of study (see prelicense requirements below)
• Pass a written examination and file a license application

PreLicense Education Requirements (PLE)

Applicants must complete prelicense education (PLE) for each major line of authority (LOA), as follows:

• 20-hours Maryland Life Insurance
• 20-hours Maryland Accident & Health Insurance
• 40-hours Maryland Life, Accident and Health Insurance
• 20-hours Maryland Property Insurance
• 20-hours Maryland Casualty Insurance
• 40-hours Maryland Property & Casualty Insurance

State Candidate Handbook

Before making an exam reservation Applicants should thoroughly review the State of Maryland Insurance Administration Candidate Information Bulletin which contains the exam content outlinesand important information regarding eligibility and the examination and licensing application process.

PLE Course Delivery

Per Maryland PLE requirements, applicants are required to complete all of the lessons in the prelicense education course sequentially before they can be issued a certificate of completion.

PLE Course Exam

• Passing Score: Applicants must pass the PLE final exam with a 70% or higher to receive a certificate of completion.
• Exam Proctor Requirements:  PreLicense.com final exams do not require a monitor.

Certificate of Completion

PreLicense.com provides online, printable certificates of completion in Maryland.  An applicant must meet Maryland’s PLE requirements before a certificate of completion is issued.

State Reporting Requirements

PreLicense.com reports PLE course completions electronically to PSI the next business day.

State Licensing Exam

Important:  Candidates are eligible to register for their exams only after Prelicense.com has submitted completion information to PSI upon course completion.   Candidates can usually schedule their state exam with PSI within 1 or 2 business days of education being reported.

Methods of Registration

• Register Online: Click here to register for the state licensing exam online
• Register by Phone: (800) 733-9267
• On-site registration is not allowed

Materials Needed to Present at Exam Site

Candidates must present 2 forms of identification.  One must be government issued which bears your signature and photo.  The second form of identification must have your signature and preprinted legal name.  All identification must match the name that was provided at registration.

Testing Sites, Fees & Schedules

• Testing Sites:  Please refer to the State of Maryland Insurance Administration Candidate Information Bulletin for a list of testing sites.
• Exams and Fees:  A list of Insurance License Exams and exam fees can be found on page 11 of the State of Maryland Insurance Administration Candidate Information Bulletin.  The current fee for exams is $70.00.

State Exam Passing Score

• Applicants must pass the state licensing exam with a 70% or higher to file a license application.
• Candidates who do not pass the exam within in the 1 year period from the date PSI receives the eligibility information must reapply with PSI and retake prelicensing education courses.  There is no limit to the number of retakes within the one year period.

License Application Process

Please review the Maryland Insurance Administration’s intitial producer licensing instructions here.

Ways to Apply

• Apply Online: Click here to submit your license application online
• Apply by paper:  Click here to download the NAIC Uniform Application.
• Click here for a current fee schedule

Materials Needed to Apply 

NAIC Uniform Application and appropriate fee (if applying by paper).  Paper applications should be mailed to:

The Maryland Insurance Administration
200 St. Paul Place, Suite 2700
Attn: Producer Licensing
Baltimore, Maryland 21202

Fingerprinting Process

There are no fingerprint requirements in Maryland.

New Resident Producer Requirements

New residents who move to Maryland from another state who wish to obtain a Maryland resident license must meet the following requirements in order to be exempt from prelicense education and examination requirements:

• If the applicant does not hold a Maryland nonresident license they must submit a new license application within 90 days of previous home state license cancellation.
• If the applicant holds a Maryland nonresident license they will only be required to submit a request for an address change within 90 days of previous home state license cancellation.

Application Process

Ways to Apply

• Apply Online: Click here to submit your license application online
• Apply by paper:  Click here to download the NAIC Uniform Application.
• Click here for a current fee schedule

Materials Needed to Apply

NAIC Uniform Application and appropriate fee (if applying by paper).  Paper applications should be mailed to:

The Maryland Insurance Administration
200 St. Paul Place, Suite 2700
Attn: Producer Licensing
Baltimore, Maryland 21202

Fingerprinting Process

There are no fingerprint requirements in Maryland.

Nonresident Producer Requirements

Nonresident license candidates may obtain a Maryland producer license, without having to complete the prelicense education requirement as long as they are currently licensed as a resident and in good standing in their home state and hold an equivalent license for same line of authority.

Application Process

Ways to Apply

• Apply Online: Click here to submit your license application online
• Apply by paper:  Click here to download the NAIC Uniform Application.
• Click here for a current fee schedule

Materials Needed to Apply

NAIC Uniform Application and appropriate fee (if applying by paper).  Paper applications should be mailed to:

The Maryland Insurance Administration
200 St. Paul Place, Suite 2700
Attn: Producer Licensing
Baltimore, Maryland 21202

Fingerprinting Process

          There are no fingerprint requirements in Maryland.

State-Required Product Training

Your state has special training requirements in order for licensed agents to sell the following products:

Annuity Training: All producers currently licensed to sell, solicit, and negotiate annuity products must complete a one-time annuity training course approved for at least 4 hours prior to selling, soliciting, or negotiating such products.

Long-Term Care: All Maryland producers who sell, solicit, or negotiate LTC policies must complete 2 hours of state-approved Maryland LTC training before selling, soliciting, or negotiating LTC policies.

Long-Term Care Partnership: Before selling, soliciting, or negotiating LTCP insurance products in Maryland, producers must complete an initial 8-hour, state-approved LTC training course.

Purchasing State-required Product Training with your exam prep course from the PreLicense.com catalog will allow you to take one of the special training requirement courses from WebCE. Additional fees for state filing, books or shipping may apply at the time you register to begin taking the product training course.

Click here for more information regarding state-specific product training.

Contact Information

Maryland Insurance Administration
200 St. Paul Place, Suite 2700
Baltimore MD 21202
Phone: 717-787-3840
Email: producerlicensing@mdinsurance.state.md.us
Website:  http://www.mdinsurance.state.md.us/sa/jsp/Mia.jsp

PSI
Phone:  (800) 733-9267
Web Site  http://candidate.psiexams.com/