Texas PreLicensing Requirements

Individual Resident Producer Requirements

To qualify for a resident Texas insurance producer license, the applicant must satisfy the following requirements:

• Be at least 18 years of age
• Submit the appropriate forms and remit the appropriate fees for the requested insurance license
• Meet all licensure requirements established by TDI for the particular license desired
• Submit fingerprints

PLE Requirements

State Candidate Handbook

Before making an exam reservation Candidates should thoroughly review the Texas Insurance Candidate Handbook, which contains the exam content outline and important information regarding eligibility and the examination and licensing application process.

Course Delivery

Applicants must read each lesson before they can proceed to the next lesson.

Exam Requirements

• Passing Score:  PreLicense.com suggests students pass PreLicense.com's mastery exam with a score of 75% or higher.
• Exam Proctor Requirements:  The mastery exam does not require a proctor.

Certificate of Completion

The Texas Department of Insurance does not require a PLE certificate of completion.

State Reporting Requirements

The Texas Department of Insurance does not require PLE course completions to be reported.

Adjuster PLE Requirements

For more information on prelicense education requirements for Texas insurance adjusters, go towww.AdjusterPreLicense.com.

State Licensing Exam

Methods of Registration 

• Register Online: To register online for an insurance license exam in Texas, go towww.pearsonvue.com/tx/insurance (must register at least 24 hours in advance) First-time users are required to create an account. 
• Register by Phone: To register for an insurance license exam in Texas by phone, call 888-754-7667.
• On-site registration is not allowed
• PearsonVUE TX Candidate Guide: http://www.asisvcs.com/publications/pdf/124400.pdf
• PearsonVUE TX license exam content outline: http://www.asisvcs.com/publications/pdf/124401.pdf

Materials Needed to Register

Candidates must present at least two forms of current signature identification. The primary identification must be government-issued and photo-bearing with a signature and the secondary identification must contain a valid signature.

Test Centers and Exam Fees

• Testing Sites: Click here to find testing site locations
• Exam fees: Click here to view Texas insurance license exam fees

State Exam Passing Score

Candidates must pass the state licensing exam with a 70% or higher to file a license application.

Candidates who need to retake an exam can schedule a new exam within 1 day.  There is no limit to the number of a candidate can make on the same exam.

License Application Process

Important:  The license application must be submitted within 12 months of passing the exam or you must retake the exam.  If you submit your license application before taking your exam, you must pass your exam within 12 months or you will have to submit another license application and fee.

Ways to Apply

• Apply Online: Click here to apply for a resident insurance license online
• Apply using printable forms: Resident applicants may apply using the Texas Department of Insurance Individual Insurance License Application

Materials Needed to Apply

Candidates who receive a passing score on the state exam will need to forward the materials listed below to the Texas Department of Insurance.

• completed Texas Department of Insurance Individual Insurance License Application
• a copy of the fingerprint receipt from L1 or Pearson Vue evidencing that the applicant’s fingerprints were submitted to the Texas Department of Public Safety.  (see below)
• application fee (application fees are noted on the licensing application)

Fingerprinting Process

All Texas resident applicants and all nonresident public insurance adjuster applicants must submit fingerprints as part of the license application unless the applicant already submitted fingerprints to TDI for an Agent, Life and Health Insurance Counselor, Risk Manager, Adjuster, Public Insurance Adjuster or Reinsurance license and that license is still active. Fingerprints provided for an application will be used to check criminal history records of the Texas Department of Public Safety (DPS) and the Federal Bureau of Investigation (FBI), in accordance with applicable statutes.

Before attempting to schedule for fingerprinting, print and complete the FAST PASS form from the Texas Department of Insurance website: http://www.tdi.texas.gov/forms/form11.html.  You will need information from the FAST PASS form to make your electronic fingerprinting appointment.

Appointments for electronic fingerprint services at a Pearson Vue location must be made with MorphoTrust by calling 888-467-2080 or online at www.l1enrollment.com. Each individual will be required to pay fingerprint fees of $41.45 to cover processing costs.

New Resident Producer Requirements

If you are moving to Texas and wish to qualify for a Texas license without taking an examination, you must:

• Have held the same or a similar insurance license in your previous state within the 90-day period preceding the Texas application.
• Submit the TDI application to TDI with a letter of clearance or a Producer Database (PDB) report showing that you have had a license within the 90-day period. The application form is available online at the agent section of www.tdi.state.tx.us.

Application Process

A nonresident licensee who wishes to become a resident licensee will need to forward the materials listed below to:

Texas Department of Insurance
Licensing Division MC 107-1A
P.O. Box 149104, Austin, TX 78714-9104

Materials Needed to Apply

• TDI Agent/Adjuster License Application
• application fee (application fees are noted on the licensing application)
• fingerprint receipt

Fingerprinting Process

All Texas resident applicants and all nonresident public insurance adjuster applicants must submit fingerprints as part of the license application unless the applicant already submitted fingerprints to TDI for an Agent, Life and Health Insurance Counselor, Risk Manager, Adjuster, Public Insurance Adjuster or Reinsurance license and that license is still active. Fingerprints provided for an application will be used to check criminal history records of the Texas Department of Public Safety (DPS) and the Federal Bureau of Investigation (FBI), in accordance with applicable statutes.

Appointments for electronic fingerprint services at a Pearson Vue location must be made with MorphoTrust by calling 888-467-2080 or online at www.l1enrollment.com. Each individual will be required to pay fingerprint fees of $41.45 to cover processing costs.

Nonresident Producer Requirements

Non-resident applicants who are in good standing in their resident state may apply by reciprocity and are exempt from the examination requirement.

Application Process

Nonresident applicants who have held a similar license in their home state within the past 90 days must submit a completed TDI application directly to TDI with a letter of clearance, a letter of certification or a Producer Database (PDB) report showing that he or she has or had a similar license in their home state within the previous 90 days.

Ways to Apply

• Apply online: Click here to apply for a non-resident insurance producer license
• Apply using printable forms: Completed TDI Agent/Adjuster License Application (Individual)

Materials Needed to Apply

• completed TDI Agent/Adjuster License Application; or the Uniform NIPR non-resident application;
• application fee (application fees are noted on the licensing application)
• a letter of certification obtained from their home state department of insurance or a National Producer Database (PDB) printout

Fingerprinting Process

All Texas resident applicants and all nonresident public insurance adjuster applicants must submit fingerprints as part of the license application unless the applicant already submitted fingerprints to TDI for an Agent, Life and Health Insurance Counselor, Risk Manager, Adjuster, Public Insurance Adjuster or Reinsurance license and that license is still active. Fingerprints provided for an application will be used to check criminal history records of the Texas Department of Public Safety (DPS) and the Federal Bureau of Investigation (FBI), in accordance with applicable statutes.

Appointments for electronic fingerprint services at a Pearson Vue location must be made with MorphoTrust by calling 888-467-2080 or online at www.l1enrollment.com. Each individual will be required to pay fingerprint fees of $41.45 to cover processing costs.

State-Required Product Training

Your state has special training requirements in order for licensed agents to sell the following products:

Annuity Training: Producers licensed to sell, solicit, and negotiate annuity products must complete an annuity training course approved for at least 4 hours prior to selling, soliciting, or negotiating such products.

Long-Term Care: Licensed LAH producers who plan to sell long-term care insurance in conjunction with Texas’s partnership program are required to first complete Department of Insurance-qualified and Texas-specific 8-hour LTC partnership certification training. The training must be completed no later than the date on which a represented carrier introduces a partnership policy. The 8 hours of LTC partnership training may be counted toward the producer’s CE requirement.

Purchasing state-required Product Training with your exam prep course from the PreLicense.com catalog will allow you to take one of the special training requirement courses from WebCE. Additional fees for state filing, books or shipping may apply at the time you register to begin taking the product training course.

Click here for more information regarding state-specific product training.

Temporary License Training Requirement

PreLicense.com has a ready solution for insurers and general lines agents/agencies who are looking for a temporary license training program. For more information, call 972.616.1130

In summary, Sec. 4001.160 of the Texas Insurance Code stipulates that candidates for a 90-day temporary license must complete 40 hours of training provided by the appointing insurance company or general lines agent/agency. The 40-hour training requirement must include 10 hours of in-class instruction (the remainder may be self-study), and must be completed within 14 days of applying for the temporary license. It is not necessary to submit the training program to Texas Department of Insurance (TDI) for approval, nor is it necessary to provide the temporary license applicant with a certificate of course completion. However, the appointing insurer or general lines agency/agent must be able to demonstrate, upon TDI audit, that all temporary license candidates receive this required training.

Contact Information

Texas Department of Insurance
Licensing Division MC 107-1A
P.O. Box 149104, Austin, TX 78714-9104
Phone: 512.322.3503
Fax: 512.332.4209
Visit the agent page of TDI’s Web site at www.tdi.state.tx.us

Pearson Vue

Phone: 888.754.7667
Website: http://www.pearsonvue.com/tx/insurance/