State Licensing Requirements

Preparing People To Pass





Alabama

LicenseLifeHealthLife and HealthPropertyCasualtyProperty and CasualtyPersonal Lines
Testing ProviderUniversity of Alabama
Exam Fee$50$50$75$50$50$75$50
Number of Scored Questions on the State Exam125100150100125150100
Pretest Questions8
Separate State and GeneralYES
Retake SeparateNO
Passing Score70%
Time Limit for State Exam2.5 Hours2 Hours3 Hours2 Hours2.5 Hours3 Hours2 Hours
PLE Required?YES
PLE Hours202040202040N/A
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chpater quiz before moving onto the next section/chapter.
Assessments on key topics throughout the online course and must be sucessfully passed (70%) before moving onto the next Chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Property | Casualty)
Certificate is available immediately upon completion of the online final exam and valid for 1 year
Roster = Not required
Certificate = needed at testing center
Must schedule exam 7 days in advance
CE RequirementsProducer/Adjuster licenses may be renewed as early as 45 days prior to the licensee’s birth month until the last day of their birth month, and within a grace period of 30 days after the last day of their birth month with a late fee added to the regular renewal fee. If not renewed before the end of the grace period, the license will be expired.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherThe license term ends on the last day of the producer's birth month, every 2 years. Even birth years renew every even year. Odd birth years renew every odd year.




Alaska

LicenseLifeHealthPropertyCasualtyPersonal LinesSurplus Lines
Testing ProviderPearson Vue
Exam Fee$89
Number of Scored Questions on the State Exam9090909012450
Pretest Questions2020202016N/A
Separate State and GeneralYESYESYESYESYESNO
Retake SeparateYESYESYESYESYESNO
Passing Score70%
Time Limit for State Exam2 Hours 15 Mins2 Hours 15 Mins2 Hours 15 Mins2 Hours 15 Mins2 Hours 30 Mins1 Hour 30 Mins
PLE Required?NO
CE RequirementsLicensees may complete the Alaska CE requirements through self-study. The self-study course and exam can be either paper or online.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other




ARIZONA

LicenseLifeHealthLife and HealthPropertyCasualtyProperty and CasualtyPersonal LinesSurplus Lines
Testing ProviderPrometric
Exam Fee$44$44$56$44$44$56$44$44
Number of Scored Questions on the State Exam10010015010010015010060
Pretest Questions101015101015106
Separate State and GeneralNO
Retake SeparateN/A
Passing Score70%
Time Limit for State Exam2 Hours2 Hours2.5 Hours2 Hours2 Hours2.5 Hours2 Hours1 Hour
PLE Required?NO
CE RequirementsThe license term ends on the last day of the producer's birth month, every 3-4 years based on the date of issuance. License terms are not to exceed 48 months.
License Renewal4 Years
How many credits/hours?48-Hours
Ethics6-Hours
Other




Arkansas

LicenseLifeHealthSurplus LinesPersonal LinesMulti-Line (Property & Casualty)
Testing ProviderPSI
Exam Fee$50
Number of Scored Questions on the State Exam808050100125
Pretest Questions101001010
Separate State and GeneralYES
Retake SeparateNO/Candidates who do not pass the examination within ninety (90) days, or who do not pass the examination after three attempts, must reapply
Passing Score70%
Time Limit for State Exam2.5 Hours2.5 Hours2 Hours3.5 Hours3.5 Hours
PLE Required?YESYESNOYESYES
PLE Hours2020N/A2040
PLE Completion Expiry90 days or 3 attempts
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chapter quiz before moving onto the next section/chapter.
Assessments on key topics throughout the online course and must be successfully passed (70%) before moving onto the next Chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Property | Casualty)
Certificate is available immediately upon completion of online final exam.
Certificate = Required at the testing center
Roster = Yes (except for Surplus lines) but not needed prior to scheduling
State reporting information required - DOB and SSN
Must register with NIPR prior to scheduling the exam
CE RequirementsThe license term ends on the producer's birth date, every 2 years. Even birth years renew every even year. Odd birth years renew every odd year.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other




CALIFORNIA

LicenseAccident
and Health Agent
Casualty
Broker-Agent
Commercial InsuranceLife and Disability AgentLife-OnlyPersonal
Lines Broker-Agent
Property Broker-Agent and Cas Broker-AgentProperty Broker-AgentLife Limited to Burial and Funeral Expense
Testing ProviderCDI + PSI
Exam Fee$50 at CDI + $83 at PSI
Number of Questions on the State Exam75756015075901507590
Pretest Questions5-10
Separate State and GeneralNO
Retake SeparateN/A
Passing Score60%60%60%60%60%70%60%60%60%
Time Limit for State Exam105 Minutes98 Minutes98 Minutes195 minutes105 minutes135 minutes195 minutes98 Minutes135 minutes
PLE Required?YESYESYESYESYESYESYESYESNO
PLE Hours20 + 12 Ethics20 + 12 Ethics20 + 12 Ethics40 + 12 Ethics20 + 12 Ethics20 + 12 Ethics40 + 12 Ethics20 + 12 EthicsN/A
PLE NotesApplicants are required to spend a minimum of 20 hours per line of authority (Life | Health | Property | Casualty) plus 12 hours of Ethics
Certificate = Not required at the testing center and valid for 3 years
Roster = not needed prior to scheduling
State reporting information required - DOB and SSN/ITIN#
N/A
CE RequirementsThe license term is the last day of the license issuance month every 2 years. For example, if you were initially licensed on June 3, 2009 your renewal date would be June 30, 2011.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other




COLORADO

LicenseLifeHealthPropertyCasualtyPersonal Lines
Testing ProviderPearson Vue
Exam Fee$41 Test Center / $31 OnVUE remote proctored
Number of Scored Questions on the State Exam80807581104
Pretest Questions1516151515
Separate State and GeneralYES
Retake SeparateNO
Passing Score70%
Time Limit for State Exam2 Hours2 Hours2 Hours 2 Hours2 Hours 15 Mins
PLE Required?YES
PLE Hours50 hours
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chapter quiz before moving onto the next section/chapter.
Assessments on key topics throughout the online course and must be successfully passed (70%) before moving onto the next Chapter.
Final Exam REQUIRED. Must be monitored by a disinterested 3rd party and passed with a 70% in order to receive a completion certificate.
Completion of this course satisfies the pre-licensing education requirement. 50 hours per line of authority (Life | Health | Property | Casualty)
Certificate = Not required at the testing center and valid for 1 year
Roster = not needed prior to scheduling - State reporting information required - DOB and SSN
CE RequirementsContinuing education requirements must be met every two years on the last day of the licensee's birth month. Even birth years renew every even year. Odd birth years renew every odd year.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherOf the 24-hour CE requirement, 3 hours must be in the subject of ethics and 18 hours must be on topics associated with the license type held. Property & Casualty Producers must complete 3 hours on the subject of Homeowners. Excess Ethics and Homeowners hours will not count towards the 18 hour license specific CE requirement.




CONNECTICUT

LicenseLifeHealthLife and HealthProperty/Casualty Ins. (includes Personal Lines)Producer’s Personal Lines Ins.Producer’s Property Ins.Producer’s Casualty Ins.
Testing ProviderPrometric
Exam Fee$58$58$83$83$29$29$29
Number of Scored Questions on the State Exam100100150150100100100
Pretest Questions5-10
Separate State and GeneralNO
Retake SeparateN/A
Passing Score70%
Time Limit for State Exam2 Hours2 Hours2.5 Hours2 Hours2 Hours2 hours2 hours
PLE Required?YES
PLE Hours40408080404040
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chpater quiz before moving onto the next section/chapter.
Final Exam REQUIRED - Must be monitored by a disinterested 3rd party and passed with a 70% in order to receive a completion certificate.
Completion of this course satisfies the pre-licensing education requirement. 40 hours per line of authority (Life | Health | Property | Casualty)
Certificate = Required at test center and valid for 1 year
Roster = Not Required
CE RequirementsEffective December 20, 2017 Connecticut will move to birth month renewals instead of birth date. Licensees that currently have their birth date as their license expiration date on the Producer Database (PDB) will begin to reflect the last day of their birth month.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other6 CE hours must be in the license type held and a minimum of 3 CE hours must be in a course approved for ethics, law, or regulation. Remaining credits may be of any combination or type.




DELAWARE

LicenseLifeAccident & HealthPropertyCasualtyPersonal LinesProperty and Casualty
Testing ProviderPearson Vue
Exam Fee$90
Number of Questions on the State Exam90928595115N/A
Pretest Questions1623171919N/A
Separate State and GeneralYESYESYESYESYESYES
Retake SeparateYESYESYESYESYESYES
Passing Score70%70%70%70%70%70%
Time Limit for State Exam2 Hours 15 Minutes2 Hours 15 Minutes2 Hours 15 Minutes2 Hours 15 Minutes2 Hours 30 MinutesN/A
PLE Required?NO
CE RequirementsThe license term for resident licensees is every 2 years, starting on March 1 of even numbered years and ending on the last day of February of even numbered years. The license term for non-resident licensees is every 2 years, starting on March 1 of odd numbered years and ending on the last day of February of odd numbered years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other




District of Columbia

LicenseLifeAccident & HealthPropertyCasualty
Testing ProviderPearson Vue
Exam Fee$75
Number of Questions on the State Exam80757580
Pretest Questions15151515
Separate State and GeneralYESYESYESYES
Retake SeparateYESYESYESYES
Passing Score70%70%70%70%
Time Limit for State Exam2 Hours2 Hours2 Hours2 Hours
PLE Required?NO
CE RequirementsThe license term for resident licensees is every 2 years, starting on March 1 of even numbered years and ending on the last day of February of even numbered years. The license term for non-resident licensees is every 2 years, starting on March 1 of odd numbered years and ending on the last day of February of odd numbered years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other




FLORIDA

LicenseLifeHealthLife and Health General(P&C)Surplus LinesPersonal LinesCustomer Service Representative
Testing ProviderPearson Vue
Exam Fee$44$44$44$44$44$44$44
Number of Questions on the State Exam858515016040100N/A
Pretest Questions151515151010N/A
Separate State and GeneralYESYESYESYESYESYESN/A
Retake SeparateNONONONONONON/A
Passing Score70%70%70%70%70%70%N/A
Time Limit for State Exam2 Hours2 Hours2.75 Hours3 Hours1 Hour2 HoursN/A
PLE Required?YESYESYESYESYESYESN/A
PLE Hours404060200*
May use 40-hour conversion course if:
Completed at least one year within the last four years
of responsible insurance duties as
a licensed and appointed Customer Representative (4-40),
Personal Lines Agent (20-44), or
Service Representative (0-55)
6060N/A
PLE Completion Expiry4 Years4 Years4 Years4 Years4 Years4 YearsN/A
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chapter quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 40 hours per line of authority (Life | Health ) 60 hours combined - Life, Accident and Health 40 hours Property and Casualty 2-20 conversion course
Certificate is available immediately upon completion of final exam online affidavit.
Certificate = Not required at the testing center
Roster = Not required prior to scheduling - State reporting information required - SSN
Designation course no exam
CE RequirementsThe license term is every 2 years ending on the last day of the licensee's birth month after the licensee has been licensed 24 months. 
License Renewal2 Years
How many credits/hours?24-Hours
Ethics5-Hours
OtherYou cannot repeat the same course within 2 years from the original course completion date.




GEORGIA

LicenseLifeAccident or SicknessLife and Accident & Sickness PropertyCasualtyProperty & CasualtyPersonal Lines
Testing ProviderPearson Vue
Exam Fee$63$63$63$63$63$63$63
Number of Questions on the State Exam80808080808080
Pretest Questions20202020202013
Separate State and GeneralNONONONONONONO
Retake SeparateNONONONONONONO
Passing Score70%70%70%70%70%70%70%
Time Limit for State Exam2 Hours2 Hours2 Hours2 Hours2 Hours2 Hours2 Hours
PLE Required?YESYESYESYESYESYESYES
PLE Hours20204020204020
PLE Completion Expiry1 Year1 Year1 Year1 Year1 Year1 Year1 Year
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chpater quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Property | Casualty)
Certificate is available immediately upon completion of final exam
Certificate = Not required at test center and valid for 12 months
Roster = Not required prior to scheduling - State reporting information required - DOB and SSN
CE RequirementsThe license term is every 2 years ending on the last day of the licensee's birth month. 
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherThe completion of continuing education (CE) courses is mandatory for the renewal of all resident licenses. Standard Requirement: 24 Hours/ biennium (min. 3 in Ethics)




GUAM

CE RequirementsThe license term starts on July 1st every year.
License Renewal1 Year
How many credits/hours?14-Hours
Ethics2-Hours
Other




HAWAII

LicenseLifeAccident & HealthPropertyCasualtyPersonal Lines
Testing ProviderPearson Vue
Exam Fee$75$75$75$75$75
Number of Questions on the State Exam80807886111
Pretest Questions1615151717
Separate State and GeneralNONONONONO
Retake SeparateN/AN/AN/AN/AN/A
Passing Score70%70%70%70%70%
Time Limit for State Exam1 Hour 15 minutes - General
45 Minutes - State
1 Hour 15 minutes - General
45 Minutes - State
1 Hour 15 minutes - General
45 Minutes - State
1 Hour 15 minutes - General
45 Minutes - State
1 Hour 30 minutes - General
45 Minutes - State
PLE Required?NO
CE RequirementsProducers' licenses renew on the 16th day of their birth month. Those born in even months will renew in even years, and those born in odd months will renew in odd years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other




IDAHO

LicenseLifeDisability/HealthLife, Accident and HealthPropertyCasualtyProperty & Casualty
Testing ProviderPSI
Exam Fee$60$60$60$60$60$60
Number of Questions on the State Exam8585N/A7880N/A
Pretest QuestionsN/AN/AN/AN/AN/AN/A
Separate State and GeneralYESYESN/AYESYESN/A
Retake SeparateYESYESN/AYESYESN/A
Passing Score70%70%N/A70%70%N/A
Time Limit for State Exam130 Minutes130 MinutesN/A120 Minutes120 MinutesN/A
PLE Required?NO
CE RequirementsThe license term is the last day of the licensee's birth month every 2 years. For business entities, the license term is the first day of the month following the license issuance date every 2 years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherCourses can be taken in any license type for CE credit. Of the 24-hour CE requirement, 3 hours must be in ethics. No more than 4 hours of continuing education credit approved for public adjusters shall apply toward the continuation of a Life and Health or Property and Casualty producer license.




ILLNOIS

LicenseLifeAccident & HealthPropertyCasualty
Testing ProviderPearson Vue
Exam Fee$92$92$92$92
Number of Questions on the State Exam81898087
Pretest Questions18181717
Separate State and GeneralYESYESYESYES
Retake SeparateN/AN/AN/AN/A
Passing Score70%70%70%70%
Time Limit for State Exam99 Minutes107 Minutes97 Minutes104 Minutes
PLE Required?Yes - Must complete 7.5 hours of classroom instructionsYes - Must complete 7.5 hours of classroom instructionsYes - Must complete 7.5 hours of classroom instructionsYes - Must complete 7.5 hours of classroom instructions
PLE Hours20202020
ProctorN/AN/AN/AN/A
CertificateYesYesYesYes
RosterYes - within 10 daysYes - within 10 daysYes - within 10 daysYes - within 10 days
PLE Completion Expiry1 Year1 Year1 Year1 Year
PLE NotesHours = Course Value
Certificate = Required at test center
Roster = N/A
Hours = Course Value
Certificate = Required at test center
Roster = N/A
Hours = Course Value
Certificate = Required at test center
Roster = N/A
Hours = Course Value
Certificate = Required at test center
Roster = N/A
CE RequirementsThe license term is every 2 years on the last day of the birth month. CE must be completed at least 30 days prior to license expiration to avoid penalty.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other3 hours of ethics study must be completed in a classroom. All other hours may be completed by taking courses approved in any line of authority. Crop producers can fulfill their CE requirement with course approved for property and casualty.




INDIANA

LicenseLife HealthLife and HealthProperty and Casualty
Testing ProviderPearson Vue
Exam Fee$69$69$69$69
Number of Questions on the State Exam8080135135
Pretest Questions15151515
Separate State and GeneralYESYESYESYES
Retake SeparateNONONONO
Passing Score70%70%70%70%
Time Limit for State Exam2 Hours2 Hours3 Hours3 Hours
PLE Required?YESYESYESYES
PLE Hours20204040
PLE Completion Expirey6 months6 months6 months6 months
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chapter quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Property | Casualty)
Certificate is available immediately upon completion of final exam.
Certificate = Required at test center and valid for 6 months
Roster = not needed prior to scheduling - State reporting information required - DOB and SSN
CE RequirementsThe license term is the last day of the producer's/adjuster's birth month every 2 years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherCourses cannot be repeated more than once in a 2 year license term. This includes Indiana-specific LTC courses.




IOWA

LicenseLife Accident & Health or SicknessPropertyCasualty
Testing ProviderPearson Vue
Exam Fee$49$49$49$49
Number of Questions on the State Exam77808385
Pretest Questions15151515
Separate State and GeneralYESYESYESYES
Retake SeparateN/AN/AN/AN/A
Passing Score70%70%70%70%
Time Limit for State Exam2 Hours2 Hours2 Hours2 Hours
PLE Required?NO
CE RequirementsThe license term is the last day of the licensee’s birth month in the renewal year.
License Renewal3 Years
How many credits/hours?36-Hours
Ethics3-Hours
Other36-hours of insurance CE, including 3-hours of ethics are required every 3-year license term. Only 18 hours (50% of the total CE requirement) may be obtained through self-study. The remaining 18 hours must be completed in a classroom environment.




Kansas

LicenseLife ProducerAccident & Health ProducerPersonal Lines Producer PropertyCasualty Life and Accident& Health ProducerProperty & Casualty
Testing ProviderPearson Vue
Exam Fee$57$57$57$57$57$64$64
Number of Questions on the State Exam84841008484140140
Pretest Questions16161316161616
Separate State and GeneralNONONONONONONO
Retake SeparateN/AN/AN/AN/AN/AN/AN/A
Passing Score70%70%70%70%70%70%70%
Time Limit for State Exam1.5 Hours1.5 Hours1.5 Hours1.5 Hours1.5 Hours2.5 Hours2.5 Hours
PLE Required?NO
CE Requirementslicense term is every 2 years, based on the producer’s date of birth. Producers born in an even-numbered year are required to complete their CE in even-numbered years. Producers born in an odd-numbered year are required to complete their CE in odd-numbered years.
License Renewal2 Years
How many credits/hours?12-Hours
Ethics1-Hours
OtherBeginning July 1, 2021, licensees’ biennial renewal date will change to the last date of their birth month




kentucky

LicenseLife ProducerHealth ProducerLife and Health ConsultantProperty ProducerCasualty ProducerProperty & Casualty Consultant
Testing ProviderIndependent - KY Department of Insurance
Exam Fee$50$50$50$50$50$50
Number of Questions on the State Exam50501505050150
Pretest QuestionsN/AN/AN/AN/AN/AN/A
Separate State and GeneralNONONONONONO
Retake Separate/RequirementsAn applicant may test an unlimited number of times within 120-day timeline. The expiration date may be found in eServices, and is listed on the initial examination notice.
Passing ScoreN/AN/AN/AN/AN/AN/A
Time Limit for State ExamN/AN/AN/AN/AN/AN/A
PLE Required?YESYESN/AYESYESN/A
PLE Hours202040202040
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chapter quiz before moving onto the next section/chapter,
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Property | Casualty)
Certificate is available immediately upon completion of final exam.
Certificate = Required at test center and valid for 1 year
Roster = Required in addition to that Kentucky requires an insurance application, fees, pre-licensing certification, and criminal background report PRIOR to scheduling an exam.
State reporting information required - SSN
CE RequirementsThe license term is every 2 years bases on the last day of the producer’s birth month in odd or even-numbered years. Licensees born in an even-numbered year are required to complete their CE in even-numbered years. Licensees born in an odd-numbered year are required to complete their CE in odd-numbered years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other




LOUISIANA

LicenseLifeHealth and AccidentLife, Health and AccidentPropertyCasualtyProperty & Casualty
Testing ProviderPSI
Exam Fee$38$38$65$38$38$65
Number of Questions on the State Exam100100150100100150
Pretest QuestionsN/AN/AN/AN/AN/AN/A
Separate State and GeneralNONONONONONO
Retake SeparateN/AN/AN/AN/AN/AN/A
Passing Score70%70%70%70%70%70%
Time Limit for State Exam120 Minutes120 Minutes160 Minutes120 Minutes120 Minutes160 Minutes
PLE Required?YESYESYESYESYESYES
PLE Hours202040202040
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chapter quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Property | Casualty)
Certificate is available immediately upon completion of final exam and online affidavit.
Certificate = Not required at test center and valid for 1 year
Roster = Required prior to scheduling for the state exam. State reporting information required - DOB and SSN.
CE RequirementsLife, Health, & Accident Producers: will renew the last day of their birth month in even numbered years. Property & Casualty Producers: will renew the last day of their birth month in odd numbered years. Combined Life, Health, & Accident and Property & Casualty Producers: will renew the last day of their birth month in odd numbered years. Producers may complete any combination of LH or PC courses to meet the 24 hour requirement. Adjusters: will renew the last day of their birth month in odd numbered years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other




MAINE

LicenseLifeHealthLife and HealthPropertyCasualtyProperty & Casualty
Testing ProviderPearson Vue
Exam Fee$55 Test Center / $65 OnVUE remote proctored$55 Test Center / $65 OnVUE remote proctored$80$55 Test Center / $65 OnVUE remote proctored$55 Test Center / $65 OnVUE remote proctored$80
Number of Questions on the State Exam75881368088140
Pretest Questions151525171727
Separate State and GeneralYESYESYESYESYESYES
Retake SeparateN/AN/AN/AN/AN/AN/A
Passing Score70%70%70%70%70%70%
Time Limit for State Exam1 Hour 45 Minuets2 Hours 3 Hours 30 Minutes2 Hours2 Hours3 Hours 30 Minutes
PLE Required?NO
CE RequirementsThe license term is every 2 years based on the last day of the producer’s birth month. Producers born in even years renew in even years. Producers born in odd years renew in odd years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherCourses can be taken in any license type for CE credit. Of the 24-hour CE requirement, 3 hours must be in ethics.




MARYLAND

LicenseLifeHealthLife and HealthPropertyCasualtyProperty & Casualty
Testing ProviderPrometric
Exam Fee$70 for both portions$70 for both portions$70 for both portions$70 for both portions$70 for both portions$70 for both portions
Number of Questions on the State Exam25/6525/6525/11535/5535/5540/90
Pretest Questions101010101010
Separate State and GeneralYESYESYESYESYESYES
Retake SeparateYESYESYESYESYESYES
Passing Score70%70%70%70%70%70%
Time Limit for State Exam30/75 minutes30/75 minutes 30/120 Minutes45/60 Minutes45/60 Minutes45/105 Minutes
PLE Required?YESYESYESYESYESYES
PLE Hours202040202040
CertificateNONONONONONO
PLE Completion ExpireyN/AN/AN/AN/AN/AN/A
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chapter quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Property | Casualty)
Roster = Required prior to scheduling for the state exam. Education provider is required to collect DOB and SSN.
Candidates must schedule and pass the state exam within 6 months.
CE RequirementsContinuing education must be completed prior to the licensees expiration date. The license term is every 2 years ending on the last day of the producer's birth month. No license will be renewed for a period less than 2 years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherProducers may complete the Maryland CE requirements through self-study. The self-study course and exam can be either paper or online.




MASSACHUSETTS

LicenseLifeAccident and Health PropertyCasualty
Testing ProviderPrometric
Exam Fee$39$39$39$39
Number of Questions on the State Exam100100100100
Pretest QuestionsN/AN/AN/AN/A
Separate State and GeneralNONONONO
Retake SeparateN/AN/AN/AN/A
Passing Score70%70%70%70%
Time Limit for State Exam2 Hours2 Hours 2 Hours2 Hours
PLE Required?NO
CE RequirementsThe CE compliance period is now based on the license renewal date, which is every 3 years based upon the licensee's date of birth. The first renewal date will be less than three years following the date of original issuance of a license, as a license renews on birth date on a triennial basis.
License Renewal3 Years
How many credits/hours?60-Hours
Ethics3-Hours
Other60-hours of insurance CE, including 3-hours of ethics are required for the first 3 year license term following receipt of an insurance license. After the initial term, 45-hours of insurance CE, including 3-hours of ethics are required every 3-year license term.




MICHIGAN

LicenseLife ProducerAccident & Health ProducerProperty ProducerCasualty ProducerLife, Accident and Health ProducerProperty & Casualty Producer
Testing ProviderPSI
Exam Fee$41$41$41$41$41$41
Number of Questions on the State Exam100100100100150150
Pretest QuestionsN/AN/AN/AN/AN/AN/A
Separate State and GeneralNONONONONONO
Retake SeparateN/AN/AN/AN/AN/AN/A
Passing Score72%76%75%74%75%80%
Time Limit for State Exam120 Minutes120 Minutes 120 Minutes120 Minutes150 Minutes150 Minutes
PLE Required?YESYESYESYESYESYES
PLE Hours202020204040
PLE Completion Expirey1 Year1 Year1 Year1 Year1 Year1 Year
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chapter quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Property | Casualty)
Certificate is available immediately upon completion of final exam
Certificate = Required at test center and valid for 1 year
Roster = Not required prior to testing - State reporting information required - DOB and SSN
CE RequirementsThe license term is every 2 years, based on the first day of the producer’s birth month in odd- or even-numbered years
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherProducers may complete the CE requirements through self-study. The self-study course and exam can be either paper or online.




MINNESOTA

LicenseLife ProducerAccident & Health ProducerLife, Accident and Health ProducerProperty ProducerCasualty ProducerProperty & Casualty Producer
Testing ProviderPearson Vue
Exam Fee$39$39$39$39$39$39
Number of Questions on the State Exam75801307575130
Pretest Questions151515151515
Separate State and GeneralNONONONONONO
Retake SeparateN/AN/AN/AN/AN/AN/A
Passing Score70%70%70%70%70%70%
Time Limit for State Exam2 Hours2 Hours 3 Hours2 Hours2 Hours 3 Hours
PLE Required?YESYESYESYESYESYES
PLE Hours202040202040
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chapter quiz before moving onto the next section/chapter.
Applicants are required to spend a minimum of 20 hours per line of authority (Life | Health | Property | Casualty)
Final Exam REQUIRED. Must be monitored by a disinterested 3rd party and passed with a 70% in order to receive a completion certificate.
Certificate = Required at test center - no expiration
Roster = not needed prior to scheduling state exam - State reporting information required - DOB and SSN
CE RequirementsThe license renewal date is the last day of the licensee's birth month.
License RenewalEvery License Term
How many credits/hours?24-Hours
Ethics3-Hours
Other The Minnesota Department of Commerce requires all online continuing education courses not allow access to the final exam until the student’s time in the course equals the number of approved credit hours for the course. (For more details click here.) The course must be stopped if the student has been inactive for more than 10 minutes and a student may not spend more than 8 hours on continuing education in one day. For example: Any course that is worth 9-16 CE hours will take a minimum of 2 days to complete. Any course that is worth 17-24 CE hours will take a minimum of 3 days to complete.




MISSISSIPPI

LicenseLife ProducerAccident & Health ProducerLife, Accident and Health ProducerProperty ProducerCasualty ProducerProperty & Casualty Producer
Testing ProviderPearson Vue
Exam Fee$52$52$52$52$52$52
Number of Questions on the State Exam6060115606090
Pretest Questions151510151510
Separate State and GeneralNONONONONONO
Retake SeparateN/AN/AN/AN/AN/AN/A
Passing Score65%65%65%70%70%70%
Time Limit for State Exam2 Hours2 Hours 2.5 Hours2 Hours2 Hours 2.5 Hours
PLE Required?YESYESYESYESYESYES
PLE Hours202040202040
PLE Completion Expirey2 Years2 Years2 Years2 Years2 Years2 Years
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chapter quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Property | Casualty)
Final Exam REQUIRED. Must be monitored by a disinterested 3rd party and passed with a 70% to receive a completion certificate.
Certificate = Required at test center and valid for 2 years
Roster = not needed prior to scheduling state exam - State reporting information required - SSN
CE Requirements24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term. Producers whose licenses have been in effect for a license term of 18 months or less are required to complete 12 CE hours without ethics during the license term. Upon renewal, a 2-year license will be issued.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other 




MISSOURI

LicenseLife ProducerLife, Accident and Health ProducerAccident & Health ProducerProperty ProducerCasualty ProducerProperty & Casualty Producer
Testing ProviderPearson Vue
Exam Fee$29$35$29$29$29$35
Number of Questions on the State Exam90145909090140
Pretest Questions152515151525
Separate State and GeneralYESYESYESYESYESYES
Retake SeparateN/AN/AN/AN/AN/AN/A
Passing Score70%70%70%70%70%70%
Time Limit for State Exam2 Hours3 Hours 2 Hours2 Hours2 Hours 3 Hours
PLE Required?NO
CE RequirementsLicenses shall be renewed every 2 years on the producer's birth date.
License Renewal2 Years
How many credits/hours?16-Hours
Ethics3-Hours
OtherProducers must take courses approved for the line of insurance they are licensed to sell. Producers licensed for multiple lines of authority are not required to divide the educational hours evenly between the lines of authority in which qualified. 




MONTANA

LicenseLife ProducerAccident & DisabilityPropertyCasualty
Testing ProviderPearson Vue
Exam Fee$59$59$59$59
Number of Questions on the State Exam86928287
Pretest Questions17181718
Separate State and GeneralYESYESYESYES
Retake SeparateNONONONO
Passing Score75%75%75%75%
Time Limit for State Exam2 Hours2 Hours 15 minutes2 Hours2 Hours 15 minutes
PLE Required?NO
CE RequirementsThe license term is every 2 years, based on the licensee’s birth month in odd- or even-numbered years. Licensees who were born in an even-numbered year will be required to complete their CE in even-numbered years. Licensees who were born in an odd-numbered year will be required to complete their CE in odd-numbered years. The license expiration date on the face of each Montana license is the continuing education compliance deadline.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherLicensees may complete the Montana CE requirements through self-study. The self-study course and exam can be either paper or online.




NEBRASKA

LicenseLife and AnnuitiesAccident and Health or SicknessLife and Annuities, Accident and HealthPropertyCasualty Property & Casualty
Testing ProviderPrometric
Exam Fee$45$45$49$45$45$49
Number of Questions on the State Exam100100150100100150
Pretest Questions5N/A5N/AN/AN/A
Separate State and GeneralNONONONONONO
Retake SeparateN/AN/AN/AN/AN/AN/A
Passing Score70%70%70%70%70%70%
Time Limit for State Exam2 Hours2 Hours 2.5 Hours2 Hours2 Hours 2.5 Hours
PLE Required?NO
PLE NotesPLE requirements eliminated as of 7/19/2018
CE RequirementsThe license term is every 2 years, ending on the last day of the producer’s birth month in odd- or even-numbered years. Producers born in an even-numbered year must complete their CE in even-numbered years. Producers born in an odd-numbered year must complete their CE in odd-numbered years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherProducers may complete the Nebraska CE requirements through self-study. The self-study course and exam can be either paper or online.




NEVADA

LicenseLifeAccident and HealthLife, Accident and HealthPropertyCasualty Property & Casualty Producer
Testing ProviderPearson Vue
Exam Fee$39$39$49$39$39$49
Number of Questions on the State Exam80881448289141
Pretest Questions171726171829
Separate State and GeneralYESYESYESYESYESYES
Retake SeparateNONONONONONO
Passing Score80%80%80%80%80%80%
Time Limit for State Exam2 HOURS2 HOURS 15 MINUTES3 HOURS 35 MINUTES2 HOURS2 HOURS 15 MINUTES3 HOURS 35 MINUTES
PLE Required?NO
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chpater quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Casualty | Property)
Final Exam REQUIRED. Must be monitored by a disinterested third party and passed with a 70% in order to receive a completion certificate.
Certificate = Not required and valid for 2 years
Roster = not needed prior to scheduling state exam - State reporting information required - DOB and SSN
CE RequirementsThe license term is 3 years. Individuals must complete 30 hours of CE during the license term and prior to the expiration of the license.
License Renewal3 years
How many credits/hours?30 hours
Ethics3 hours
OtherN/A




NEW HAMPSHIRE

LicenseLife Accident and Health Life Accident and HealthProperty & Casualty Property Casualty
Testing ProviderPrometric
Exam Fee$50$50$65$65$50$50
Number of Questions on the State Exam100100150150100100
Pretest Questions555555
Separate State and GeneralNONONONONONO
Retake SeparateN/AN/AN/AN/AN/AN/A
Passing Score70%70%70%70%70%70%
Time Limit for State Exam2 Hours2 Hours 2.5 Hours2.5 Hours2 Hours 2 Hours
PLE Required?NO
CE Requirements24-hours of insurance CE, including at least 3 but no more than 10 hours of ethics, are required every 2 years. CE must be completed 60 days prior to license expiration date.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3 TO 10-Hours
Otherlicense expiration dates will be the last day of the birth month that occurs at least 13 full months, but not more than 25 months, from the effective date of the license, expiration dates will be every 2 years thereafter. Producers may take any New Hampshire-approved producer course. Producers may not take courses approved for adjusters only.




NEW JERSEY

LicenseLifeAccident and Health PropertyCasualty
Testing ProviderPSI
Exam Fee$45$45$45$45
Number of Questions on the State Exam83887991
Pretest Questions5-195-195-195-19
Separate State and GeneralNONONONO
Retake SeparateN/AN/AN/AN/A
Passing Score70%70%70%70%
Time Limit for State Exam3.5 Hours3.5 Hours3.5 Hours3.5 Hours
PLE Required?YESYESYESYES
PLE Hours20202020
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chpater quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Property | Casualty)
Certificate is available immediately upon completion of final exam
Certificate = Required at the testing center
Roster = Not required
CE RequirementsThe license term is the last day of the licensee's birth month every 2 years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherProducers can take online, monitor-free courses or online or paper-based self-study.




NEW MEXICO

LicenseLifeAccident & HealthLife, Accident and HealthPropertyCasualty
Testing ProviderPrometric
Exam Fee$75$75$75$75$75$75
Number of Questions on the State Exam100100150100100
Pretest Questions5-155-155-155-155-15
Separate State and GeneralNONONONONO
Retake SeparateN/AN/AN/AN/AN/A
Passing Score70%70%70%70%70%
Time Limit for State Exam120 Minutes120 Minutes165 Minutes120 Minutes120 Minutes
PLE Required?NO
CE RequirementsThe license term ends on the last day of the producer's birth month, every 2 years. Even birth years renew every even year. Odd birth years renew every odd year.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherCE: Producers must complete 3 hours in approved ethics courses. A minimum of 3 hours must be completed in a classroom. All other hours may be completed by taking courses approved only for the line of authority licensed for.




NEW YORK

LicenseLifeAccident and Health Life/Accident and HealthProperty and Casualty Producer
Testing ProviderPSI
Exam Fee$33$33$33$33
Number of Questions on the State Exam100100150150
Pretest Questions5-105-105-105-10
Separate State and GeneralNONONONO
Retake SeparateN/AN/AN/AN/A
Passing Score70%70%70%70%
Time Limit for State Exam2 Hours2 Hours 2.5 Hours2.5 Hours
PLE Required?YESYESYESYES
PLE Hours20204040
PLE Completion ExpireyNeverNeverNeverNever
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chpater quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health ) 90 hours combined Property & Casualty
Certificate is available immediately upon completion of final exam and online affidavit.
Certificate = Required at the testing center
Roster = Not needed prior to scheduling state exam
CE RequirementsEvery 2 years, based on the licensee’s date of birth in odd- or even-numbered years. Licensees born in an even-numbered year are required to complete their CE in even-numbered years. Licensees born in an odd-numbered 
License Renewal2 Years
How many credits/hours?15-Hours
EthicsN/A
Other




NORTH CAROLINA

LicenseLong-term CareLife AgentAccident and Health AgentCasualty AgentProperty Agent
Testing ProviderPearson Vue
Exam Fee$45$45$45$45$45
Number of Questions on the State Exam5055555555
Pretest Questions105555
Separate State and GeneralNOYESYESYESYES
Retake SeparateN/ANONONONO
Passing Score70%
Time Limit for State Exam1 Hour 45 Minutes1 Hour 15 Minutes 1 Hour 15 Minutes1 Hour 15 Minutes1 Hour 15 Minutes
PLE Required?YES
PLE Hours1020202020
PLE Completion Expirey90 days after the date of course completion, or after 5 failed examination attempts over the 90 day period
PLE Notes"This is a locked progression (locked) state that requires the student to review each lesson and pass each end of chpater quiz before moving onto the next section/chapter.
Applicants are required to spend a minimum of 20 hours per line of authority (Life | Health | Property | Casualty)
Final Exam REQUIRED. Must complete time requirement to unlock
Certificate = Required at the testing center and valid for 90 days
Roster = Not needed but must register with NIPR prior to scheduling the exam
CE RequirementsThe license term is every 2 years, based on the last day of the licensee’s birth month. Licensees who were born in an even-numbered year will be required to complete their CE in even-numbered years. Licensees who were born in an odd-numbered year will be required to complete their CE in odd-numbered years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other 




NORTH DAKOTA

LicenseLife and AnnuityAccident & HealthPropertyCasualty
Testing ProviderPrometric
Exam Fee$49$49$49$49
Number of Questions on the State Exam100100100100
Pretest Questions10101010
Separate State and GeneralYES
Retake SeparateYES
Passing Score70%
Time Limit for State Exam120 Minutes120 Minutes 125 Minutes120 Minutes
PLE Required?NO
CE RequirementsThe license expiration date is the last day of the producer’s birth month every 2 years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other




OHIO

LicenseLifeAccident and HealthLife, Accident and HealthPropertyCasualty Property & Casualty
Testing ProviderPSI
Exam Fee$42$42$42$42$42$42
Number of Questions on the State Exam100100150100100150
Pretest QuestionsN/AN/AN/AN/AN/AN/A
Separate State and GeneralNO
Retake SeparateN/A
Passing Score70
Time Limit for State Exam2 Hours2 Hours2.5 Hours2 Hours2 Hours2.5 Hours
PLE Required?YES
PLE Hours202040202040
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chpater quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Casualty | Property)
Students must take a separate Certification exam for each line of authority (Life | Health | Casualty | Property)
Certificate is available immediately upon completion of final exam & online affidavit.
Certificate(s) = Required at the testing center for each line of authority and valid for 180 days
Roster = Not needed prior to scheduling state exam - State reporting information required - DOB & SSN
CE RequirementsThe license term is every 2 years, based on the last day of the producer's birth month.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherLife/Health and Property/Casualty producers can complete 21 CE hours in any line of authority and 3 hours in approved ethics.




OKLAHOMA

LicenseLifeAccident and HealthLife, Accident and HealthCasualty Property Property & Casualty
Testing ProviderPrometric
Exam Fee$41$41$41$41$41$41
Number of Questions on the State Exam1001001507575150
Pretest Questions5
Separate State and GeneralNO
Retake SeparateNO
Passing Score70%
Time Limit for State Exam2 Hours2 Hours2.5 Hours2 Hours2 hours2.5 Hours
PLE Required?NO
CE RequirementsThe license term is every 2 years ending on the last day of the licensee's birth month.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherThere are no category restrictions, except producers must take courses approved for producers and adjusters must take courses approved for adjusters.




OREGON

LicenseLifeAccident and HealthLife, Accident and HealthCasualty Property Property & Casualty
Testing ProviderPSI
Exam Fee$45$45$55$45$45$55
Number of Questions on the State Exam100100150100100150
Pretest Questions5-10
Separate State and GeneralNO
Retake SeparateN/A
Passing Score70
Time Limit for State Exam2 Hours2 Hours2 Hours 40 Minutes2 Hours2 Hours2 Hours 40 Minutes
PLE Required?YES
PLE Hours202040202040
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chpater quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Casualty | Property)
Certificate is available immediately upon completion of final exam and online affidavit
Certificate(s) = Required at the testing center and valid for 1 year
Roster = Not required
CE RequirementsThe license term is every 2 years, based on the last day of the producer’s birth month. Producers who were born in an even-numbered year will be required to complete their CE in even-numbered years. Producers who were born in an odd-numbered year will be required to complete their CE in odd-numbered years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
OtherProducers may complete their 24-hour CE requirement by taking courses approved only for the line of authority licensed for. A minimum of 3 hours must be in a course approved for ethics, and a minimum of 3 hours must be in a course approved for Oregon Insurance Law.




PENNSYLVANIA

LicenseLifeAccident and HealthLife, Accident and HealthCasualty Property Property & Casualty
Testing ProviderPSI
Exam Fee$43$43$53$43$43$53
Number of Questions on the State Exam100100150100100150
Pretest Questions5-10
Separate State and GeneralNO
Retake SeparateN/A
Passing Score70
Time Limit for State Exam120 Minutes120 Minutes170 Minutes120 Minutes120 Minutes170 Minutes
PLE Required?YES
PLE Hours242424242424
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chpater quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 24 hours per line of authority (Life | Health | Casualty | Property)
Final Exam REQUIRED. Must be monitored by a disinterested third party and passed with a 70% in order to receive a completion certificate.
Certificate = Required at the testing center and valid for 1 year
Roster = Not needed prior to scheduling state exam - State reporting information required - SSN
CE RequirementsThe license term is every 2 years ending on the last day of your birth month. CE requirements must be met on or before the expiration date on your current license. Credit will not be given to a student who has passed the state exam but has not yet received a license number.
License Renewal2 Years
How many credits/hours?24-Hours
EthicsN/A
Other




RHODE ISLAND

LicenseLife Accident & HealthCasualty Property
Testing ProviderPearson Vue
Exam Fee$80 Test Center / $50 OnVUE remote proctored$80 Test Center / $50 OnVUE remote proctored$80 Test Center / $50 OnVUE remote proctored$80 Test Center / $50 OnVUE remote proctored
Number of Questions on the State Exam80808276
Pretest Questions15151616
Separate State and GeneralYES
Retake SeparateNO
Passing Score70%
Time Limit for State Exam120 Minutes
PLE Required?NO
CE RequirementsThe license renewal date is the last day of the producer’s birth month, every 2 years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other




SOUTH CAROLINA

LicenseLifeAccident and Health Life, Accident and Health Casualty Property Property & Casualty
Testing ProviderPSI
Exam Fee$45$45$45$45$45$45
Number of Questions on the State Exam100100150100100150
Pretest Questions5-10
Separate State and GeneralNO
Retake SeparateN/A
Passing Score70%
Time Limit for State Exam2 Hours2 Hours 165 Minutes2 Hours2 Hours 165 Minutes
PLE Required?NO
CE RequirementsThe license term is the last day of the licensee's birth month, by 5pm eastern, every odd-or-even year based on the year the licensee was born.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other 




SOUTH DAKOTA

LicenseLifeAccident and Health Life, Accident and Health Casualty Property Property & Casualty
Testing ProviderPearson Vue
Exam Fee$85$85$95$85$85$95
Number of Scored Questions on the State Exam75751307575130
Pretest Questions15
Separate State and GeneralYES
Retake SeparateNO
Passing Score70%
Time Limit for State Exam120 Minutes120 Minutes 150 Minutes120 Minutes120 Minutes 150 Minutes
PLE Required?NO
CE RequirementsThe license term is 2 years, expiring on the last day of the producer’s birth month.
License Renewal2 Years
How many credits/hours?10-Hours
EthicsN/A
Other 




TENNESSEE

LicenseLifeAccident and Health Casualty Property
Testing ProviderPearson Vue
Exam fee$59 Test Center / $49 OnVUE remote proctored
Number of Scored Questions on the State Exam68
Pretest Questions14
Separate State and GeneralYES
Retake SeparateNO
Passing Score70%
Time Limit for State Exam1 Hour 45 Minutes
PLE Required?YES
PLE Hours20
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chapter quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Property | Casualty)
Certificate is available immediately upon completion of final exam
Certificate = Required at test center and valid for 6 monthes
Roster = Not required
CE RequirementsThe license term is the last day of the licensee’s birth month every 2 years. Licensees who were born in an even-numbered year will be required to complete their CE in even-numbered years. Licensees who were born in an odd-numbered year will be required to complete their CE in odd-numbered years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other 




TEXAS

LicenseLifeLife, Accident and HealthProperty and Casualty
Testing ProviderPearson Vue
Exam Fee$33$43$43
Number of Scored Questions on the State Exam80130130
Pretest Questions152020
Separate State and GeneralYES
Retake SeparateNO
Passing Score70%
Time Limit for State Exam120 Minutes150 Minutes 150 Minutes
PLE Required?NO
PLE NotesExam available in Spanish
CE RequirementsThe license term ends every 2 years on the producers' birth date.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other24-hours of insurance CE, including 2-hours of ethics. At least 12-hours must be completed with classroom equivalent courses.




UTAH

LicenseLife Accident & HealthLife, Accident and HealthPropertyCasualtyProperty and Casualty
Testing ProviderPrometric
Exam Fee$32$32$44$32$32$44
Number of Scored Questions on the State Exam100100150100100150
Pretest Questions5-10
Separate State and GeneralNO
Retake SeparateNO
Passing Score70%
Time Limit for State Exam2 Hours2 Hours 2.5 Hours2 Hours2 Hours 2.5 Hours
PLE Required?NO
CE RequirementsThe license term is every 2 years based on the last day of the producer’s birth month.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other24-hours of insurance CE, including 3-hours of ethics are required every 2 year license term. 50% of the required CE hours must be in classroom or approved online classroom equivalent courses.




VIRGINIA

LicenseLife and Annuities HealthLife and Annuities and HealthProperty and Casualty
Testing ProviderPrometric
Exam Fee$35
Number of scored Questions on the State Exam9090140135
Pretest Questions15151010
Separate State and GeneralYES
Retake SeparateNO - After the third time of failing the exam, Virginia law requires a 30-day waiting period before retaking the exam.
Passing Score70%
Time Limit for State Exam120 Minutes120 Minutes 150 Minutes150 Minutes
PLE Required?NO
CE RequirementsThe license term is 2 years ending November 30 in even-numbered years. Beginning January 1, 2021, the license term is the last day of the licensee's birth month every odd-or-even year based on the year the licensee was born.
License Renewal2 Years
How many credits/hours?16-Hours
Ethics3-Hours
Other




VERMONT

LicenseLifeAccident and Health Life, Accident and Health Property & Casualty Property Casualty
Testing ProviderPrometric
Exam Fee$50$50$65$65$50$50
Number of Scored Questions on the State Exam100100150150100100
Pretest Questions5
Separate State and GeneralNO
Retake SeparateN/A
Passing Score70%
Time Limit for State Exam2 Hours2 Hours 2.5 Hours2.5 Hours2 Hours 2 Hours
PLE Required?NO
CE RequirementsThe license term is 2 years ending March 31 in odd-numbered years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other 




WASHINGTON

LicenseLifeDisability Producer Life and Disability Producer Property Producer Casualty Producer Property and Casualty Producer
Testing ProviderPSI
Exam Fee$35$35$52$35$35$52
Number of Scored Questions on the State Exam100100150100100150
Pretest QuestionsUNKNOWN
Separate State and GeneralNO
Retake SeparateN/A
Passing Score70%
Time Limit for State Exam150 Minutes150 Minutes 195 Minutes150 Minutes150 Minutes 195 Minutes
PLE Required?YES
PLE Hours202040202040
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chpater quiz before moving onto the next section/chapter
Applicants are required to spend a minimum of 20 hours per line of authority (Life | Health | Property | Casualty)
Certificate = Required at the testing center and valid for 1 year
Roster = Not needed prior to scheduling state exam
CE RequirementsThe license term is every 2 years, based on the producer’s date of birth.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other Producers may complete the Washington CE requirements through self-study. The self-study course and exam can be either paper or online.




WEST VIRGINIA

LicenseLife Accident and SicknessProperty and CasualtyProperty Casualty
Testing ProviderPearson Vue
Exam Fee$88
Number of Scored Questions on the State Exam78801408080
Pretest Questions1616281515
Separate State and GeneralYES
Retake SeparateYES
Passing Score70%
Time Limit for State Exam2 hours2 hours3.5 hours2 hours2 hours
PLE Required?YES
PLE Hours2020402020
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chpater quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Casualty | Property)
Final Exam REQUIRED. Must be monitored by a disinterested third party and passed with a 70% in order to receive a completion certificate.
Certificate = Required at the testing center and valid for 4 months
Roster = not required
CE RequirementsThe license expiration date is the last day of the producer's birth month every two years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other24-hours of insurance CE, including 3-hours of ethics are required every 2-year license term. Producers who sell only pre-need burial insurance contracts or who engage solely in telemarketing insurance products using a scripted presentation that has been filed with and approved by the Insurance Commissioner must complete 6 CE hours, including 3 hours of ethics.




WISCONSIN

LicenseLifeAccident & HealthPropertyCasualty
Testing ProviderPSI
Exam Fee$75
Number of Scored Questions on the State Exam100
Pretest Questions5
Separate State and GeneralNO
Retake SeparateN/A
Passing Score70%
Time Limit for State Exam2 Hours
PLE Required?YES
PLE NotesThis is a locked progression (locked) state that requires the student to review each lesson and pass each end of chpater quiz before moving onto the next section/chapter.
Completion of this course satisfies the pre-licensing education requirement. 20 hours per line of authority (Life | Health | Casualty | Property)
Final Exam REQUIRED. Must be monitored by a disinterested third party and passed with a 70% in order to receive a completion certificate.
Certificate = Required at the testing center and valid for 1 year.
Roster = not required prior to scheduling state exam - State reporting information required - SSN
CE RequirementsThe license term is every 2 years ending on the last day of the licensee's birth month.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other




WYOMING

LicenseLifeAccident and Health Life, Accident and HealthProperty and Casualty Property Casualty Producer
Testing ProviderPearson Vue
Exam Fee$96$96$113$113$96$96
Number of Scored Questions on the State Exam85851351358585
Pretest Questions15
Separate State and GeneralYES
Retake SeparateNO
Passing Score70%
Time Limit for State Exam2 Hours2 Hours 2.5 Hours2.5 Hours2 Hours 2 Hours
PLE Required?NO
CE RequirementsThe license term is the last day of the licensee’s birth month every 2 years.
License Renewal2 Years
How many credits/hours?24-Hours
Ethics3-Hours
Other Of the 24-hour CE requirement, 3 hours must be in ethics. All other hours may be completed by taking courses approved in any line of authority.





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